Today Is The Big Day

Pain Pills
1
My Creditors meeting is a 2:00 PM at the Courthouse and then my Bankruptcy's finnalized.Im a wreck this morning thinking of all the things going off in my head.I picture standing in the principles office,with the judge looking down at me,and saying "you have been a very bad boy".
In October when I started going through this I picked up smoking after stopping for over a year, and now Im chain smoking.I will quit this but believe it or not,it feels like its helped.
Of course Im having clothing issues again.Do I dress in a destitue attire ?a semi dirty shirt that looks unpressed??Khakis and a polo shirt....too affluent looking? Isnt this just stupid?

I feel like I should tell them so much but my atty suggested that I keep my mouth shut and only answer when spoken to.I think Ill listen to that advise.
He said that telling them all the problems I got into drugs wouldnt give the judge much sympathy,especially if the dude had kids that were using.

Please say a prayer or send a messgae to your HP today to watch over me.Even you ones on here that dont like me.I always believe in the power of numbers.Im so f*cking nervous right now.The dogs pacing.He knows somethings up

Once this day is over,I really believe a lot of emotional crap Ive been feeling will start some healing.

One thing that has come out of this is how I have started to look at money.If it aint cash,it aint real.I turn my lights out,I start paying attention to where I go and if there is something near there that I also need,to buy it at the same time.All the things you guys knew already.Generic milk taste the same as Bordens.I dont need to have little horses on my shirts and paying for gasoline with cash is a lot cheaper.Just because if you buy 3 boardshorts at the same time you get the third one free without a delivery charge is not necessarily a good deal since the last ones you bought,you havent even worn.Buying a mini-cappucino maker just for a surfing trip because they may not have java ready when you get up is not a valid purchase.God,I hope American Excess doesnt show up.LOL

Anyways,

Wish me luck friends,its going to be a long day.
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tim i did leave my gucci behind during my proceedings
i wore a sweater and slacks nothing fancy........

all you have to do today is be honest........you are th answer man, not the director
keep your mouth shut, keep your answers short, and do not lie

and everything will go great
3
Tim I am lol not at you, but with you. Reminded me of when my friend, who is from a wealthy family, who did not bail her out when she got into financial trouble. The day of court she wore,, yes... a FUR coat. That didn't set well with the Judge. We laugh now, but it wasn't funny then.
He made mention of her attire.
She drove up in her Mercedes, Fur coat, diamond earrings. And is Blonde..
I am too, so I can say that. (the blonde comment) .

Just be yourself. And listen to your lawyer. Say nothing unless asked. Even then keep it short/sweet. You will be fine. Remember they see this every day and have heard it all. They will only be concerned in calling the next person on the docket, cattle call.

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Thanks Brooke.I can do that although I get mouthy on here,I will follow your advise.
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Tim, Many have been where you are, and many more will follow. Most of the creditors probably won't even show up. I agree that you may want to leave that Armani suit hanging in the closet, but otherwise don't worry about your clothing. Just think, tonight this will all be over with. Try to breathe. Whatever is going to happen is going to happen. And you will get through this. I destroyed my credit when I was younger. It took time, but now my score is back up. I used to hate myself for what I did, now I am glad it happened. Now I make responsible buying decisions. I take pleasure in knowing that I have learned my lesson and that I will not repeat my mistakes. You will get through this and be a wiser person because of it. Don't beat yourself up over this, It can happen to anyone. I wish you luck today. Take care, Atlas
6
Tim,
Best of luck today, and I said a prayer for you. Not sure what and how much your in debt for, but a fair amount of times, it is just you the judge and your lawyer---the folks that are owed the money dont even show--because the debt has been written off.

I hope it all works out for you and I am sure it will be a big weight lifted from your shoulders.

Mike
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Tim, It will all work out for the best. Prayers.........

Travis
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Good Luck Tim.It will all work out. I have been there and got through it and you will as well.
take care
gi
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Tim

Good luck, and go as you are. Just be the good person you are... yourself, if they can't see that, then no suit and tie in the world is going to make a difference. I will say a prayer for you, and I just know you will be fine. Just keep good eye contact, smile, and agree with everything they say...LOL, and don't throw anything.

and don't forget, we still got that lottery pact going on. Anyday now, and its rags to riches for us...LOL

michelle
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Hey Tim,
I'm thinking about you today. I also put in a good word for you, with my man upstairs. I prayed for you to have peace and calmness throughout your day. Good luck and know that we care about you.

DeNae
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Breathe Tim...You will be the 100,000th case he has probably heard since the new laws started.

I will say a prayer for you. Let us know how it goes when your done.

Love ya!!
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tim,

you know you have my prayers bud, all will be well. just go in there and be comfortable being you. we all our entitled to getting ourselves in theses pinches once. i have a good gut feeling for you. stay strong and posative. let us know how it all goes. ((((((HUGS)))))))

terrianne
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Just a suggestion I was taught that when i am very nervous or worried about something to repeat this a million times....In ALL things I have faith in God I say it over and over and for some reason Tim it really helps me and I also feel like it is a simple enopugh pray too.In ALL things I HAVE faith IN God it works please say it the whole way there.|I will definitely send a prayer up for you.Good luck sweetheart you are going to be just fine .Just do the best you can and sometimes the silence helps get the point across better than alot of words when we are nerbous we will not remember even what we said most of the time when it is over.Prayers for you right now!!! Love ya,Cris
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Good luck Tim. Just went through something similar and it was ok. But I was scared as hell. I didn't get too dressy, and I kept my mouth shut. I'll say a prayer for you. This will be behind you soon.
Hugs,
Omega
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Tim:

Remember, to Trust.

Love,

Rachel
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Tim,

Remember to breath.

Sending some strong thoughts your way today.

Cowgirl
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Thinking of you today Tim! CAS.
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Tim , hang there guy . I think you will be surprised how smoothly this will go. . The courts are flooded with these type of cases . Try to just stay calm . it will be over soon . Rob
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Morning Tim... yes, i suggest like some others said... dress decent but nothing too fancy. Know what i mean? Bless you heart, i know how you feel... i am just now getting a hold of my finances. Like you, i had to learn the hard way... my last car got repossed when i was in rehab... i never even made the first payment on it. I got it when i was on pain pills... of course... and at the time i thought... "Hey I can afford this!" Oh well... we live we learn. Seriously... things WILL get better. Now i think it's lots of fun to go bargain hunting when i need something. And when i do splurge it's when i have saved up for it. I am like you... it's not money if it's not cash. I am praying for you today... you will do good. Love and God Bless,Bri :)
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Tim,

I have e.s.p...okay im sharing that now....and i KNOW YOU are going to come out of there saying " It wasnt as bad as i thought it would be!!!!"

You'll be relieved.

Okay, taking off my head scarf and putting away my chrystal ball now.

Just go in, speak when spoken to, be honest, look the judge in the eye.

You'll do great.

Big encouraging hug,

Ali