Hi there everyone, hope everyone had a good day....(or evening).
I'm in abit of a pickle, and I have myself to blame... During my party days I didn't pay very much attention to my money, or my bills, or much of anything life was pretty much a haze... My partner had helped me pay off my outstanding bills quite a number of years ago,which I at the time just wished would go away.. Now I have just found out, that one outstanding bill hasn't been paid, which I had nooo idea about turns out they were sending it to the wrong address where I lived 9 years ago!! so now it has gone to lawyers, and they expect payment by the 23rd of this month!! I tell ya if I could turn back time this would definetely be something I would have changed, I just shrugged off all my financial responsibilities, and now I'm paying for it I feel so ashamed and embarrased, and also scared, but I didn't DRINK!! oh boy I sure felt like it yesterday when they hit me with this, I just wish the past would stop coming back and biting me in the butt...I'm just wanting my life to be better, and it's so hard when stuff like this comes out of the blue... damn I'm mad at myself....or at least mad at the old drunk that I was...
Big Hugs,
LDxox
Thanks for letting me vent!! I haven't told anyone else, but my partner..and he is just floored...
Hey LD,
Yep, can so relate, boy I use to just throw our billls into a closet and wished they'd get paid by themselves...financial reality slammed me in the face at one year of sobriety and I was able to stay sober and somewhat serene! Slowly I am reclaiming some financial security.
Maybe you can call them and work with this institution to make payments. It will get better, it will!
Geri
Yep, can so relate, boy I use to just throw our billls into a closet and wished they'd get paid by themselves...financial reality slammed me in the face at one year of sobriety and I was able to stay sober and somewhat serene! Slowly I am reclaiming some financial security.
Maybe you can call them and work with this institution to make payments. It will get better, it will!
Geri
Hi LD...
Yep, I'm going through the same type of thing and what I have been doing is, when I do get that out of the blue letter, I contact the agency, I am honest with where I am at and I try to make arraignments to pay back the debt....I've been working with the franchise tax board on past taxes and I was quite amazed at how well I was treated and felt such a sense of relief from just addressing the issue & taking responsibility....
For me, I try to keep things simple and not overwhelm myself with the what ifs, could of, should of...I have to remember also after I deal with the issue at hand, I pray and let God take over and leave the results to him and remember to stay in the Now and be grateful for what I do have today.....
Take care,
Stacey
Yep, I'm going through the same type of thing and what I have been doing is, when I do get that out of the blue letter, I contact the agency, I am honest with where I am at and I try to make arraignments to pay back the debt....I've been working with the franchise tax board on past taxes and I was quite amazed at how well I was treated and felt such a sense of relief from just addressing the issue & taking responsibility....
For me, I try to keep things simple and not overwhelm myself with the what ifs, could of, should of...I have to remember also after I deal with the issue at hand, I pray and let God take over and leave the results to him and remember to stay in the Now and be grateful for what I do have today.....
Take care,
Stacey
Hi VWgirl! Hi Stacey!
Thank-you for your posts, It's nice to hear you both have gotten your financial houses in order, for the past year I've been working on it, and now this, thanks VW girl I hope it will get better, I have faith that it will, I've put it over to God because I just worry,worry,worry and then I know it could spiral me out of control. It's to late to do any kind of payment plan, they have lowered the amount that I owe and that is all they are willing to do, so I'm doing my best to get the money, I just have this feeling it will all work out. It is actually a good feeling to face these things, I used to just ignore the calls, and like you VWgirl just throw the bills in a pile, so this is yet another valuable lesson in this game of life!! It's just amazing the fog that I lived in all those years... glad it's lifting...
love ya gals,
LD
xo
Thank-you for your posts, It's nice to hear you both have gotten your financial houses in order, for the past year I've been working on it, and now this, thanks VW girl I hope it will get better, I have faith that it will, I've put it over to God because I just worry,worry,worry and then I know it could spiral me out of control. It's to late to do any kind of payment plan, they have lowered the amount that I owe and that is all they are willing to do, so I'm doing my best to get the money, I just have this feeling it will all work out. It is actually a good feeling to face these things, I used to just ignore the calls, and like you VWgirl just throw the bills in a pile, so this is yet another valuable lesson in this game of life!! It's just amazing the fog that I lived in all those years... glad it's lifting...
love ya gals,
LD
xo
Hi LD Lord can I relate to the money worries. As suggested to approach the creditors and make a payment plan usually will deter legal action being taken. My financial situation when I came off alcohol was more than distressed. I found that this had continued in the early part of recovery too. It was once pointed out to me that debt itself can be habitual and I have only learnt of this recently. When I was in early recovery we had purchased a home, had a baby and all seemed well, that is until the recession in the early 1990's hit and we lost it all. To make matters worse I had spent the first few years of sobriety in untreated post traumatic stress with untreated post natal depression on top. Although I was to not know of this until after the fact. We continued to struggle for many years after that and have in the past few years managed to get a head a bit. If there is one thing I have learnt over the years is that the pendlum always swings up eventually. I have also learnt that money mismanagement can also arise from a lack of boundary setting. I could never set boundaries with other people and oft got walked all over and became a victim. But boundaries are also for ourselves and about establishing certain disciplines such as living within a budget and so forth. There is consequences for drinking as we know but there is also consequences for being frivilous with our spending, particularly if you are like me and love to shop. Another suggestion maybe to also seek the services of a financial planner as they are great for setting the budget and how much you can spend. By doing this we no longer have to look over our shoulders of some creditor wanting money. god bless
Fi
xxx
Fi
xxx
