I have a lady I know sorta well. Her daughter has babysat for me, and I paid her well.
She is an xray tech going to Alaska that night, and asked to use my car on Friday. I have an appt in the middle of the day, and this lady doesn't have the means to fix any damage should anything happen.
She needs to shop for warm clothes; which actually will be sorta futile here being that the heaviest things we have are sweaters....maybe a few coats.
What would you do? I want to politely refuse....but feel bad.
LB, Does your insurance cover other people driving your car? I know mine does and if one of my girls drive it and get into an accident then I am covered. My rates would of course go up. Here's the question even if she was covered but she did get into an accident with your car would you have other means of transportation while you car was being fixed. Or what if she wrecked it and your car was totalled what then? I would say politely say no. Shantel
Maybe offer to take her when you are through with your appointment?If your insurance doesn't cover other drivers,there is no way I would loan her my car.She could have a fatal accident and guess who would get sued?
I voted refuse, politely of course....
If you could drop her off somewhere to shop while you are out and pick her up after, then that is great.....
But to lend the car, and then if something happens.....To much unknown on every level....
If you could drop her off somewhere to shop while you are out and pick her up after, then that is great.....
But to lend the car, and then if something happens.....To much unknown on every level....
Drive her. Speaking from experience.
I would never loan my car out to anyone unless it was a family member and even then only certain family members. I am very protective of my car because if someone wrecks it, then I would be screwed. I don't even let other people drive my car when I am with them.
In most cases I do not mind lending out my car, as long as I don't need it. As long as the person is licensed and a trustworthy driver. I'm even pretty relaxed on the definition of trustworthy.
But, I have full coverage insurance and my dad owns an auto body shop. Car accidents have never bothered me. In fact, I have had 2 cars wrecked by letting someone drive my car, and I still didn't care because nobody got hurt.
But again, it depends on the person, the amount of insurance I have, and if I happen to need the car or not. If I didn't have full coverage, I would be a LOT less likely to loan out my car.
A year ago when my car was brand new, I told my friend's soon-to-be-16 year old son that he could take my car to prom. He begged and begged and begged and finally I said okay. The only conditions were straight A's in the meantime, (which he always gets anyway) and no accidents or tickets from the time he received his license until prom. He met my requests, but wouldn't take the car for fear of wrecking it. I told him I had 100& confidence in him, and that if he did wreck it I wouldn't be upset, but he would not do it. All that begging, then he chickened out...LOL.
But, I have full coverage insurance and my dad owns an auto body shop. Car accidents have never bothered me. In fact, I have had 2 cars wrecked by letting someone drive my car, and I still didn't care because nobody got hurt.
But again, it depends on the person, the amount of insurance I have, and if I happen to need the car or not. If I didn't have full coverage, I would be a LOT less likely to loan out my car.
A year ago when my car was brand new, I told my friend's soon-to-be-16 year old son that he could take my car to prom. He begged and begged and begged and finally I said okay. The only conditions were straight A's in the meantime, (which he always gets anyway) and no accidents or tickets from the time he received his license until prom. He met my requests, but wouldn't take the car for fear of wrecking it. I told him I had 100& confidence in him, and that if he did wreck it I wouldn't be upset, but he would not do it. All that begging, then he chickened out...LOL.
I would refuse politely
MISTYEYES,
I love that song and I love TOOL. Maynard rocks!
MISTYEYES,
I love that song and I love TOOL. Maynard rocks!
With me theres 2 sides.now my truck sure Id let certain trusted people borrow it .....but my baby my 1978 Camaro....Oh no not even Mikey gets to drive that...Thats my dream car....
molly
molly
Just all depends who it is, how well i know them, and whether or not i am covered for insurance..
here in Canada you need to take out extra insurance if you have any teenagers driving...anyone driving must have at least 10 years good driving experience or your insurance becomes nil and void..
Our car insurance is done through the Goverment...and any new drivers have very very strict policies in place that makes the roads safer...
No more than 1 other person ( teen) in the car, for the first year after getting liscence, they must drive with an adult at all times...
New drivers MUST display a big symbol in the back window, which shows their level of driving ( if they need adult with them at all times, etc) that way a policeman only has to glance at the back window to see if a teen should be driving by himself or with other teens without an adult present..
Back to your poll, I hand my keys to friends all the time, so long as I trust them and obviously they havent been drinking...
Worst thing that happened was one time, hubbys son took it for a spin and let his wife drive...she drove too fast and wrong angle over a speed bump and literally cracked my front spoiler in two...
heres the kicker...she put black masking tape over it to hold it in place, and didnt say a word to me...had i not walked behind my car and glanced down, I would have driven away never knowing the damage she did...
SIL says that she would have admitted it to him at least ..in time...but i doubt it..she just got caught..
So thats an important thing to consider...if your lending out your car, make sure they dont in turn lend it out....
Hugs
Ali
here in Canada you need to take out extra insurance if you have any teenagers driving...anyone driving must have at least 10 years good driving experience or your insurance becomes nil and void..
Our car insurance is done through the Goverment...and any new drivers have very very strict policies in place that makes the roads safer...
No more than 1 other person ( teen) in the car, for the first year after getting liscence, they must drive with an adult at all times...
New drivers MUST display a big symbol in the back window, which shows their level of driving ( if they need adult with them at all times, etc) that way a policeman only has to glance at the back window to see if a teen should be driving by himself or with other teens without an adult present..
Back to your poll, I hand my keys to friends all the time, so long as I trust them and obviously they havent been drinking...
Worst thing that happened was one time, hubbys son took it for a spin and let his wife drive...she drove too fast and wrong angle over a speed bump and literally cracked my front spoiler in two...
heres the kicker...she put black masking tape over it to hold it in place, and didnt say a word to me...had i not walked behind my car and glanced down, I would have driven away never knowing the damage she did...
SIL says that she would have admitted it to him at least ..in time...but i doubt it..she just got caught..
So thats an important thing to consider...if your lending out your car, make sure they dont in turn lend it out....
Hugs
Ali
So with the poll what did you finally do yesterday....
I am curious!
And Stacey I really enjoy tool, interesting, the words and music along with them.....
I am curious!
And Stacey I really enjoy tool, interesting, the words and music along with them.....
Usually....... I am very generous - but generally only lend my car to my family (if daughter is home from Portland, and has no car, or if my brother frrom NYC is here, rather than renting a care (since he is a poor teacher with a poor social worker fiancee) my husband can take me down to work if needed). It is a little inconveient, since I have to come and go during the day, but our work team tends to lend each other their cars frequently if someone needs one and their care is in the shop, etc. I'd feel TERRIBLE is something happened, though.
Also - re: insurance - I have been told by my agent that my auto policy (and most policies in the US at least) cover drivers who have your permission to yuse our your car.
You might also ask if they have their OWN liability coverage at least, which would cover any damage they did to others (medical or physical) or damage to your car (under their liabilty portion). And maybe a valid drivers license would be good?
Now, that being said, I drive a black 1997 Camry with a spoiler on the bank, with well over 200,000 Miles on it.....and it still looks and run pretty great.
My husband, on the other hand, drives a 2003 Nissan maxima and it still SMELLS new I kid you not..... I don't think he BREATHES in his car.
He normally he is no control freak but I don't like to drive his since I am super messy with wrapper, work papers, coffee cups, etc. Plus there are always 10 empty bottles of water on the floow at all times....... So I don't think he'd lend his out, except to me of course, since both of our cars are OUR cars, it would not be lending.
Also - re: insurance - I have been told by my agent that my auto policy (and most policies in the US at least) cover drivers who have your permission to yuse our your car.
You might also ask if they have their OWN liability coverage at least, which would cover any damage they did to others (medical or physical) or damage to your car (under their liabilty portion). And maybe a valid drivers license would be good?
Now, that being said, I drive a black 1997 Camry with a spoiler on the bank, with well over 200,000 Miles on it.....and it still looks and run pretty great.
My husband, on the other hand, drives a 2003 Nissan maxima and it still SMELLS new I kid you not..... I don't think he BREATHES in his car.
He normally he is no control freak but I don't like to drive his since I am super messy with wrapper, work papers, coffee cups, etc. Plus there are always 10 empty bottles of water on the floow at all times....... So I don't think he'd lend his out, except to me of course, since both of our cars are OUR cars, it would not be lending.
SURE.,,.get us all interested in what to do regarding this driving scenario and then leave us hanging....lol
WHAT HAPPENED????
Hugs
Ali
WHAT HAPPENED????
Hugs
Ali
She got a ride from someone else.
I called her the day before and politely told her that I had an appointment in the middle of the day, but if she needed a ride, I would take her.
She was waiting until she got paid the next day. She was saying how she had no food, etc. So, I offered her daughter to babysit, paid her really well, and brought over dinner for the whole family.
They left and they will be back (supposedly) in six months. I normally don't really care about my car; I am lax about that but she was also leaving, and didn't have the means to fix it if it got wrecked. She is also one of those really really really negative thinkers; she admits it. So, by default I was worried..LOL.
It worked out, though.
I called her the day before and politely told her that I had an appointment in the middle of the day, but if she needed a ride, I would take her.
She was waiting until she got paid the next day. She was saying how she had no food, etc. So, I offered her daughter to babysit, paid her really well, and brought over dinner for the whole family.
They left and they will be back (supposedly) in six months. I normally don't really care about my car; I am lax about that but she was also leaving, and didn't have the means to fix it if it got wrecked. She is also one of those really really really negative thinkers; she admits it. So, by default I was worried..LOL.
It worked out, though.
I dont ever mind lending out my vehicle to someone I know, and trust............Just dosent bother me at all.
I just figure if it gets wrecked it gets wrecked and that is why I have insurance........
Maybe I am to nice when it comes to this............but it just dosent bother me at all..............I would want someone to do the same for me if I were ever in that position of need.
Beach- Wanted to add was a great idea for you to offer to give her a ride.........No one could argue that, was a great compromise.
I just figure if it gets wrecked it gets wrecked and that is why I have insurance........
Maybe I am to nice when it comes to this............but it just dosent bother me at all..............I would want someone to do the same for me if I were ever in that position of need.
Beach- Wanted to add was a great idea for you to offer to give her a ride.........No one could argue that, was a great compromise.
Thanks, Miss Java. ;0)
Normally, I wouldn't care. I had a huge truck that I let everyone and thier brother use before the car I have now. So I am normally not concerned. However, I knew she was leaving and if something did happen, she would be gone and I would have to pay for it. So, I was just hesitant......and kinda wanted to know how others felt about this sorta thing.
Normally, I wouldn't care. I had a huge truck that I let everyone and thier brother use before the car I have now. So I am normally not concerned. However, I knew she was leaving and if something did happen, she would be gone and I would have to pay for it. So, I was just hesitant......and kinda wanted to know how others felt about this sorta thing.
