I am so glad to be clean, but some of the things that I did before I got off the drugs come back to haunt me. Like not being there for my youngest when he was 5,6 & 7. He is very sensitive and insecure and I know that alot of it has to do with me blowing him off when I was using.
I got a bill from the OP Rehab saying that they submitted it to my insurance company and it would not pay so I owed almost 1800. Why the rehab didn't contact me about this balance until 20 months later I can't figure out. After contacting my insurance company and finding out that they never received a claim I just got a call from the rehab, evidently they filed with BCBS instead of BCBS Federal Employees. According to my insurance they had a certain amount of time to submit this claim and it has run out. No way am I going to pay the entire bill for a billing error on their part. Guess I will have to get an attorney for this one.
All the money I wasted on drugs, I could have paid this bill and many others. I am financially ashamed.
Janet...
I too have a lot of shame and embarrassment from my past, guilt too but I try not to keep that with me today...I have to let go & give it to God, focus on what's in front of me, do the next right thing and have faith that everything will work out....I love that saying " We will not regret the past nor wish to shut the door on it" and for me, when I go back & visit the past, I try not to stay there to long....
Be gentle with yourself...you did the right things, you took action and slowly but surely, by doing the right things now, your past will change and what you do today becomes the past....Forgive yourself, do the footwork and see if there's anyway you can file a grievence due to their error and the pray...give it to God and leave the results to him....
You are a beautiful spirit and thank you for sharing...
xoxo
Stacey
I too have a lot of shame and embarrassment from my past, guilt too but I try not to keep that with me today...I have to let go & give it to God, focus on what's in front of me, do the next right thing and have faith that everything will work out....I love that saying " We will not regret the past nor wish to shut the door on it" and for me, when I go back & visit the past, I try not to stay there to long....
Be gentle with yourself...you did the right things, you took action and slowly but surely, by doing the right things now, your past will change and what you do today becomes the past....Forgive yourself, do the footwork and see if there's anyway you can file a grievence due to their error and the pray...give it to God and leave the results to him....
You are a beautiful spirit and thank you for sharing...
xoxo
Stacey
Thanks Stacey, I have a tendency to get a bit down on myself when things like this huge bill happen. I feel guilty that I'm not working and helping out with the finances, but I can't work with the exhausting pain that I have when I do. I even feel blackmailed by my pain dr who wants to do yet another procedure on me to kill the nerves in my back. I feel that he won't help me to collect disability unless I spend another $1,000 on trying to fix my back. It's ridiculous.
I am going to take a walk to the mailbox, it's in the 70's here and beautimous outside. Maybe I can get some endorphins going.
I am going to take a walk to the mailbox, it's in the 70's here and beautimous outside. Maybe I can get some endorphins going.
Janet,
Call your insurance company and see if they have a contract with the provider. In most cases they have to write it off for a billing error. They could still bill you for your coinsurance, but not the full amount. If you are persistant you will probably get this written off and never have to involve an attorney, plus it would be difficult to find one to take a case like that. Sounds like their billing department is not running efficiently, since it took 20 months for them to get around to contacting you. If that's true, they are quite familiar with the write off button by now and shouldn't be sending you a bill in the first place. I seriously doubt you will have to pay.
Call your insurance company and see if they have a contract with the provider. In most cases they have to write it off for a billing error. They could still bill you for your coinsurance, but not the full amount. If you are persistant you will probably get this written off and never have to involve an attorney, plus it would be difficult to find one to take a case like that. Sounds like their billing department is not running efficiently, since it took 20 months for them to get around to contacting you. If that's true, they are quite familiar with the write off button by now and shouldn't be sending you a bill in the first place. I seriously doubt you will have to pay.
Be gentle with yourself...you did the right things, you took action
That bears repeating.
That bears repeating.
Janet, I have been doing insurance billing since 1989. I can walk you through this. Medical providers have time lines for filing clains. If they are a provider for your insurance company and they have not filed within the filing time they are s*** out of luck and cannot bill you.If you need any help e-mail me at smittyx03@aol.com Shantel
I love comming here and seeing how addicts support one another. Not only in our addictions, but even with those tiresome day to day matters that wear us down.
And bumps, whern I feel guilty aboiut my past carnage, I thank God for making me an addict, because today I am a much, much better person than I was before. We cannot change the past, it serves as a reminder to me of where I have been, and inspires me to keep moving forward in my journey.
Love yourself to the same extent that other love you. You are a beautiful person
With my love
calabash
And bumps, whern I feel guilty aboiut my past carnage, I thank God for making me an addict, because today I am a much, much better person than I was before. We cannot change the past, it serves as a reminder to me of where I have been, and inspires me to keep moving forward in my journey.
Love yourself to the same extent that other love you. You are a beautiful person
With my love
calabash
Janet, I too got a bill for tx that was covered later.
Try not to worry. And, you are making living amends. That is the best we can do.
Nice post, Calabash.
Try not to worry. And, you are making living amends. That is the best we can do.
Nice post, Calabash.
whern I feel guilty aboiut my past carnage, I thank God for making me an addict, because today I am a much, much better person than I was before. We cannot change the past, it serves as a reminder to me of where I have been, and inspires me to keep moving forward in my journey.
Great stuff here! Seems a little weird when you first think about it, but this is how I feel about my addiction and even my relapse last week.
Everything I did taught me something valuable, especialy the unpleasant stuff.
Hang in there bumps, more than likely you will be able to strighten it out and not have to pay. The insurance companies will send you bills that they KNOW are already covered, not vaid, expired, etc., hoping people will pay anyway. Talk about the worst run, mot mis-managed industry.......
peaceout
dtroitj
Great stuff here! Seems a little weird when you first think about it, but this is how I feel about my addiction and even my relapse last week.
Everything I did taught me something valuable, especialy the unpleasant stuff.
Hang in there bumps, more than likely you will be able to strighten it out and not have to pay. The insurance companies will send you bills that they KNOW are already covered, not vaid, expired, etc., hoping people will pay anyway. Talk about the worst run, mot mis-managed industry.......
peaceout
dtroitj
(((((((((((((((((janet)))))))))))))))))))))
your past has made you such a blessing to addicts seeking recovery......
i remember when i first came here and read your story..........
i was blown away and you were such an inspiration to me.......
thumper
your past has made you such a blessing to addicts seeking recovery......
i remember when i first came here and read your story..........
i was blown away and you were such an inspiration to me.......
thumper
Thanks to all of you for your input.
The rehab talked to my insurance and now the co. is saying that they received a claim, sent to the wrong ins. company (BCBS vs BCBS FED EMP) but it was received and the ins asked for more info on it, received the info and just left the claim in limbo, they are resubmitting it and reconsidering. Hopefully it will work out.
The rehab talked to my insurance and now the co. is saying that they received a claim, sent to the wrong ins. company (BCBS vs BCBS FED EMP) but it was received and the ins asked for more info on it, received the info and just left the claim in limbo, they are resubmitting it and reconsidering. Hopefully it will work out.
Shantel, or anyone that knows factually,
Maybe you or anyone can clear this up for me if you know. Correct me if I am wrong.
If you have a balance or bill from a doctors office, hospital, rehab etc regardless if you do not make arrangements to pay it, simply paying x amount a month aint gonna cut it. They will report you to a collection agency. Unless the laws differ state to state? If there is such a law?
I have heard that they can't touch you as long as you pay, I have found this not to be so.
I got a bill from the detox center, my co pay, I started paying x amount a month, when I got a call stating if you do not pay in full we will turn your account over to a collection agency. I made payment arrangements which satisfied them. And even with this, they are not real lenient on terms of payment.
Thanks
Maybe you or anyone can clear this up for me if you know. Correct me if I am wrong.
If you have a balance or bill from a doctors office, hospital, rehab etc regardless if you do not make arrangements to pay it, simply paying x amount a month aint gonna cut it. They will report you to a collection agency. Unless the laws differ state to state? If there is such a law?
I have heard that they can't touch you as long as you pay, I have found this not to be so.
I got a bill from the detox center, my co pay, I started paying x amount a month, when I got a call stating if you do not pay in full we will turn your account over to a collection agency. I made payment arrangements which satisfied them. And even with this, they are not real lenient on terms of payment.
Thanks
I've had dr's go after me for money owed after 6 years...personally I think there should be a time limit on collections.
If you have a balance or bill from a doctors office, hospital, rehab etc regardless if you do not make arrangements to pay it, simply paying x amount a month aint gonna cut it. They will report you to a collection agency. Unless the laws differ state to state? If there is such a law?
I thought that also. I had a lady turn my in right after I made a $20 payment.
The insurance was supposed to cover it, and didn't so I was waiting for that.
I thought that also. I had a lady turn my in right after I made a $20 payment.
The insurance was supposed to cover it, and didn't so I was waiting for that.
Brooke, Any doctors office etc. can turn your account over to collections at any time if you have a bill with them. Where I work we try to work with the patient if they can't pay it all in full but at any point we can put their account in collections. It use to be years ago if we put an account into collections it wasn't reported to the credit bureau but now they actually will put it on your credit report. The reason why doctors would rather work with you to make a payment arrangement is because once we turn it over the collection agency we (the doctors office) if the patient ends up paying them lose money because the collection ageny takes 30 percent of the payment. Hope that helps. Shantel
Also if your account is turned in a collection agency you can make payments arrangements with them but they agency calls us first to see if we will accept the arrangment or not. Shantel
